:root {
  --paper: #fbfaf7;
  --paper-soft: #f4f1eb;
  --ink: #202124;
  --ink-soft: #4c4c4c;
  --muted: #7a746b;
  --rule: #ded8cf;
  --rule-strong: #c8c0b6;
  --accent: #b6463b;
  --accent-dark: #893129;
  --blue: #2c6d91;
  --gold: #b88b33;
  --max: 1180px;
  --read: 760px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: "Afacad", "Source Sans Pro", "Helvetica Neue", Arial, sans-serif;
  font-size: 16.5px;
  line-height: 1.6;
  text-rendering: optimizeLegibility;
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  background:
    linear-gradient(90deg, transparent calc(50% - 590px), rgba(222, 216, 207, 0.5) calc(50% - 589px), transparent calc(50% - 588px)),
    linear-gradient(90deg, transparent calc(50% + 588px), rgba(222, 216, 207, 0.5) calc(50% + 589px), transparent calc(50% + 590px));
}

a {
  color: var(--accent);
  text-decoration: none;
  transition: color 160ms ease, border-color 160ms ease, background 160ms ease;
}

a:hover { color: var(--accent-dark); }

img, svg { display: block; max-width: 100%; }

.skip-link {
  position: absolute;
  left: 18px;
  top: -52px;
  z-index: 30;
  padding: 9px 12px;
  color: #fff;
  background: var(--ink);
}

.skip-link:focus { top: 12px; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(251, 250, 247, 0.94);
  border-bottom: 1px solid var(--rule);
  backdrop-filter: blur(10px);
}

.nav-shell {
  width: min(var(--max), calc(100% - 36px));
  min-height: 68px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: auto 1fr;
  align-items: center;
  gap: 28px;
}

.brand {
  display: inline-flex;
  align-items: center;
  color: var(--ink);
}

.brand-logo {
  width: 178px;
  height: auto;
  object-fit: contain;
}

.brand small {
  display: none;
}

.nav-menu {
  display: flex;
  justify-content: flex-end;
  align-items: center;
  gap: 18px;
  font-size: 0.9rem;
}

.nav-menu a {
  color: var(--ink-soft);
  border-bottom: 1px solid transparent;
}

.nav-menu a:hover {
  color: var(--accent);
  border-color: currentColor;
}

.nav-menu .nav-cta {
  padding: 9px 14px;
  color: #fff;
  background: var(--accent);
  border: 2px solid var(--accent);
  font-weight: 700;
}

.nav-menu .nav-cta:hover {
  color: #fff;
  background: var(--accent-dark);
  border-color: var(--accent-dark);
}

.nav-toggle {
  display: none;
  width: 42px;
  height: 42px;
  margin-left: auto;
  border: 1px solid var(--rule-strong);
  background: transparent;
}

.nav-toggle span {
  display: block;
  height: 2px;
  margin: 6px 10px;
  background: var(--ink);
}

h1, h2, h3 {
  margin: 0;
  color: var(--ink);
  font-family: "Literata", Georgia, "Times New Roman", serif;
  font-weight: 600;
  line-height: 1.08;
  letter-spacing: 0;
}

h1 {
  max-width: 830px;
  font-size: clamp(2.35rem, 5.15vw, 4.85rem);
  font-weight: 500;
  line-height: 1.04;
}

h2 { font-size: clamp(1.55rem, 2.35vw, 2.45rem); }

h3 { font-size: 1.28rem; }

.eyebrow,
.section-label {
  margin: 0;
  color: var(--accent);
  width: fit-content;
  font-size: 0.86rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 6px 10px 6px 12px;
  border-left: 2px solid var(--accent);
  background: rgba(182, 70, 59, 0.08);
  color: var(--accent-dark);
}

.role {
  margin: 0;
  color: var(--accent);
  font-size: 0.77rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding-left: 12px;
  border-left: 2px solid rgba(182, 70, 59, 0.35);
}

.hero,
.client-strip,
.value-section,
.core-section,
.method-card,
.team-section,
.extras-section,
.final-cta,
.site-footer {
  width: min(var(--max), calc(100% - 36px));
  margin: 0 auto;
}

.hero {
  min-height: auto;
  padding: 58px 0 46px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) 310px;
  gap: 48px;
  align-items: start;
  border-bottom: 1px solid var(--rule);
}

.hero-copy {
  display: grid;
  gap: 22px;
}

.hero-subtitle {
  max-width: 700px;
  margin: 0;
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: clamp(1.03rem, 1.45vw, 1.18rem);
  line-height: 1.52;
}

.hero-actions,
.cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 8px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 9px 14px;
  border: 1px solid var(--rule-strong);
  color: var(--accent-dark);
  background: transparent;
  font-weight: 700;
  line-height: 1.1;
}

.button:hover {
  color: #fff;
  background: var(--accent);
  border-color: var(--accent);
}

.button-primary {
  color: #fff;
  background: var(--accent);
  border-color: var(--accent);
}

.button-primary:hover { background: var(--accent-dark); }

.button-secondary { color: var(--ink); }

.button-text {
  border-color: transparent;
  padding-left: 0;
  padding-right: 0;
}

.button-text:hover {
  color: var(--accent-dark);
  background: transparent;
  border-bottom-color: currentColor;
}

.proof-board {
  position: sticky;
  top: 92px;
  padding: 22px 0 0 22px;
  border-top: 1px solid var(--ink);
  border-left: 1px solid var(--rule);
}

.proof-board h2 {
  margin: 14px 0 16px;
  font-size: 1.28rem;
  line-height: 1.22;
}

.proof-board ul {
  margin: 0;
  padding-left: 18px;
  color: var(--ink-soft);
  font-size: 0.96rem;
}

.proof-board li {
  margin: 10px 0;
}

.client-strip {
  padding: 58px 0 70px;
  border-bottom: 1px solid var(--rule);
}

.strip-heading {
  display: grid;
  grid-template-columns: 185px minmax(0, 760px);
  gap: 30px;
  align-items: baseline;
  margin-bottom: 28px;
}

.strip-heading h2 {
  font-size: clamp(1.45rem, 2vw, 2rem);
  line-height: 1.16;
}

.logo-marquee {
  display: flex;
  overflow: hidden;
  max-width: 100%;
  gap: 0;
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
}

.logo-track {
  display: flex;
  flex: 0 0 max-content;
  min-width: max-content;
  animation: logo-scroll 110s linear infinite;
}

.logo-track img {
  flex: 0 0 148px;
  width: 148px;
  height: 82px;
  object-fit: contain;
  padding: 15px 18px;
  border-right: 1px solid var(--rule);
  filter: grayscale(100%);
  opacity: 0.75;
}

.logo-track img:hover {
  filter: none;
  opacity: 1;
}

.client-note {
  margin: 12px 0 0 215px;
  color: var(--muted);
  font-size: 0.92rem;
}

@keyframes logo-scroll {
  from { transform: translateX(0); }
  to { transform: translateX(calc(-100%)); }
}

.value-section {
  padding: 74px 0;
  display: grid;
  grid-template-columns: 185px 1fr;
  gap: 30px;
  border-bottom: 1px solid var(--rule);
}

.value-grid {
  display: grid;
  gap: 0;
  border-top: 1px solid var(--rule);
}

.lead-card {
  display: grid;
  grid-template-columns: minmax(0, 0.78fr) minmax(220px, 0.42fr);
  gap: 30px;
  padding: 28px 0;
  border-bottom: 1px solid var(--rule);
}

.lead-card.dark {
  color: var(--ink);
  background: transparent;
}

.lead-card h2 {
  font-size: clamp(1.55rem, 2.3vw, 2.35rem);
}

.lead-card p {
  margin: 4px 0 16px;
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: 1.04rem;
  line-height: 1.5;
}

.lead-card a {
  width: fit-content;
  padding-bottom: 2px;
  border-bottom: 1px solid currentColor;
  font-weight: 700;
}

.core-section {
  padding: 74px 0;
  border-bottom: 1px solid var(--rule);
}

.core-heading {
  max-width: 860px;
  margin-bottom: 34px;
}

.core-heading h2 {
  margin: 12px 0 16px;
  font-size: clamp(1.8rem, 3vw, 3rem);
}

.core-heading p:not(.eyebrow) {
  margin: 0;
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: 1.08rem;
  line-height: 1.55;
}

.core-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0 38px;
  border-top: 1px solid var(--rule);
}

.core-card {
  min-height: 300px;
  padding: 30px 0;
  display: flex;
  flex-direction: column;
  border-bottom: 1px solid var(--rule);
}

.core-card h3 {
  margin: 14px 0 18px;
  font-size: clamp(1.55rem, 2.4vw, 2.4rem);
}

.core-card p:not(.eyebrow) {
  max-width: 430px;
  margin: 0;
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: 1.02rem;
  line-height: 1.5;
}

.core-card a {
  width: fit-content;
  margin-top: auto;
  padding-top: 24px;
  padding-bottom: 3px;
  border-bottom: 1px solid currentColor;
  font-weight: 700;
}

.core-method {
  margin-top: 36px;
  padding: 30px 0;
  display: grid;
  grid-template-columns: 0.8fr 0.8fr 0.9fr;
  gap: 34px;
  align-items: start;
  border-top: 1px solid var(--ink);
}

.core-method h3 {
  margin-top: 12px;
  font-size: clamp(1.45rem, 2.3vw, 2.35rem);
}

.method-card {
  margin-top: 70px;
  margin-bottom: 70px;
  padding: 32px 0;
  display: grid;
  grid-template-columns: 0.85fr 0.75fr 0.9fr;
  gap: 34px;
  align-items: start;
  border-top: 1px solid var(--ink);
  border-bottom: 1px solid var(--rule);
}

.method-card h2 {
  margin-top: 12px;
  font-size: clamp(1.55rem, 2.2vw, 2.25rem);
}

.method-steps {
  display: grid;
  gap: 0;
  border-top: 1px solid var(--rule);
}

.method-steps span {
  padding: 12px 0;
  color: var(--ink-soft);
  border-bottom: 1px solid var(--rule);
  font-weight: 700;
}

.compact-chart {
  width: 100%;
  min-height: 172px;
  padding: 12px;
  border: 1px solid var(--rule);
  background:
    linear-gradient(var(--paper-soft) 1px, transparent 1px) 0 0 / 100% 36px,
    var(--paper);
}

.compact-chart path {
  fill: none;
  stroke: var(--accent);
  stroke-width: 4;
  stroke-linecap: round;
}

.compact-chart rect { fill: rgba(44, 109, 145, 0.25); }

.team-section {
  padding: 74px 0;
  display: grid;
  grid-template-columns: 0.72fr 1fr;
  gap: 44px;
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
}

.team-intro p:not(.eyebrow) {
  max-width: 580px;
  color: var(--ink-soft);
}

.team-intro h2 { margin: 14px 0 18px; }

.leader-grid {
  display: grid;
  gap: 28px;
}

.leader-card {
  display: grid;
  grid-template-columns: 118px 1fr;
  gap: 22px;
  padding-bottom: 28px;
  border-bottom: 1px solid var(--rule);
}

.leader-card img {
  width: 118px;
  height: 148px;
  object-fit: cover;
  filter: grayscale(1) contrast(1.05);
}

.leader-card p {
  margin: 10px 0;
  color: var(--ink-soft);
}

.leader-card .role {
  margin-top: 0;
  color: var(--muted);
}

.leader-card a {
  border-bottom: 1px solid currentColor;
  font-weight: 700;
}

.extras-section {
  padding: 66px 0;
  display: block;
  border-bottom: 1px solid var(--rule);
}

.extras-heading {
  max-width: 880px;
  margin-left: 120px;
}

.extras-heading h2 {
  max-width: 820px;
  margin: 16px 0 18px;
  font-size: clamp(2rem, 4vw, 3.7rem);
  font-weight: 500;
  line-height: 1.08;
}

.extras-heading p:not(.eyebrow) {
  max-width: 780px;
  margin: 0;
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: clamp(1rem, 1.35vw, 1.18rem);
  line-height: 1.52;
}

.extras-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.section-link,
.inline-action {
  display: inline-block;
  width: fit-content;
  margin-top: 18px;
  padding-bottom: 3px;
  border-bottom: 1px solid currentColor;
  color: var(--accent);
  font-weight: 700;
}

.extras-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0 28px;
}

.extra-card {
  min-height: 210px;
  padding: 0 0 26px;
  border-bottom: 1px solid var(--rule);
}

.extra-card p {
  color: var(--ink-soft);
  margin-bottom: 0;
}

.extra-card a {
  display: inline-block;
  margin-top: 8px;
  border-bottom: 1px solid currentColor;
  font-weight: 700;
}

.mini-bars,
.mini-line,
.mini-dots {
  height: 46px;
  margin: 0 0 18px;
  display: flex;
  align-items: end;
  gap: 7px;
}

.mini-bars i,
.mini-dots i {
  display: block;
  width: 13px;
  background: var(--blue);
}

.mini-bars i:nth-child(1) { height: 16px; }
.mini-bars i:nth-child(2) { height: 29px; }
.mini-bars i:nth-child(3) { height: 44px; }

.mini-line { position: relative; }

.mini-line::before {
  content: "";
  position: absolute;
  left: 0;
  right: 38%;
  top: 26px;
  height: 3px;
  background: var(--accent);
  transform: skewY(-10deg);
}

.mini-dots { align-items: center; }

.mini-dots i {
  width: 11px;
  height: 11px;
  border-radius: 50%;
}

.mini-dots i:nth-child(2),
.mini-dots i:nth-child(4) {
  background: var(--gold);
}

.final-cta {
  padding: 56px 0 76px;
}

.cta-box {
  max-width: 860px;
  margin-left: 215px;
  padding-left: 26px;
  border-left: 3px solid var(--accent);
}

.cta-box h2 {
  margin-top: 12px;
  font-size: clamp(1.8rem, 3.2vw, 3.2rem);
}

.contact-line {
  margin: 18px 0 0;
  color: var(--muted);
}

.contact-line a,
.site-footer a {
  color: var(--accent-dark);
  text-decoration-color: rgba(182, 70, 59, 0.35);
}

.site-footer {
  padding: 28px 0 42px;
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 24px;
  color: var(--muted);
  border-top: 1px solid var(--rule);
  font-size: 0.93rem;
}

.site-footer p { margin: 0; }

.footer-contact {
  text-align: center;
}

.detail-page {
  min-height: 100vh;
}

.detail-shell {
  width: min(var(--max), calc(100% - 36px));
  margin: 0 auto;
  padding: 34px 0 86px;
}

.detail-shell .final-cta {
  width: 100%;
  padding: 42px 0 0;
}

.detail-shell .cta-box {
  max-width: 900px;
  margin-left: 0;
}

.detail-brand {
  display: inline-block;
  margin-bottom: 28px;
}

.detail-brand img {
  width: 205px;
  height: auto;
}

.back-link {
  display: block;
  width: fit-content;
  margin-bottom: 38px;
  color: var(--muted);
  border-bottom: 1px solid var(--rule-strong);
  font-size: 0.94rem;
}

.back-link:hover {
  color: var(--accent);
  border-color: currentColor;
}

.detail-hero {
  max-width: 820px;
  margin-left: 170px;
  padding-bottom: 34px;
  border-bottom: 1px solid var(--rule);
}

.detail-hero h1 {
  margin: 12px 0 20px;
  font-size: clamp(2.15rem, 4.25vw, 4.15rem);
  line-height: 1.06;
}

.detail-hero p:not(.eyebrow) {
  margin: 0;
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: 1.16rem;
  line-height: 1.55;
}

.detail-grid {
  max-width: var(--read);
  margin: 34px 0 30px 170px;
  display: grid;
  gap: 0;
  border-top: 1px solid var(--rule);
}

.detail-grid article {
  padding: 28px 0;
  border-bottom: 1px solid var(--rule);
}

.detail-grid h2 { font-size: 1.72rem; }

.detail-grid ul {
  margin: 16px 0 0;
  padding-left: 20px;
  color: var(--ink-soft);
}

.detail-grid li { margin: 7px 0; }

.detail-shell > .button {
  margin-left: 170px;
}

.benefit-methods {
  max-width: 980px;
  margin: 46px 0 36px 120px;
  display: grid;
  gap: 34px;
}

.benefit-methods-intro {
  max-width: 820px;
  padding-bottom: 28px;
  border-bottom: 1px solid var(--rule);
}

.benefit-methods-intro h2,
.included-note h2 {
  margin: 12px 0 14px;
  font-size: clamp(1.65rem, 2.6vw, 2.55rem);
}

.benefit-methods-intro p:not(.eyebrow),
.included-note p:not(.eyebrow) {
  margin: 0;
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: 1.04rem;
  line-height: 1.55;
}

.benefit-study {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
  gap: 34px;
  align-items: center;
  padding: 30px 0;
  border-bottom: 1px solid var(--rule);
}

.study-copy h3 {
  margin: 12px 0 14px;
  font-size: clamp(1.45rem, 2.2vw, 2.05rem);
}

.study-copy p:not(.eyebrow) {
  margin: 0;
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: 1.01rem;
  line-height: 1.55;
}

.study-copy ul {
  margin: 18px 0 0;
  padding-left: 20px;
  color: var(--ink-soft);
}

.study-copy li { margin: 7px 0; }

.study-visual {
  width: 100%;
  min-height: 230px;
  border: 1px solid var(--rule);
  background:
    linear-gradient(var(--paper-soft) 1px, transparent 1px) 0 0 / 100% 44px,
    linear-gradient(90deg, var(--paper-soft) 1px, transparent 1px) 0 0 / 52px 100%,
    #fff;
}

.pension-study {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
  gap: 34px;
  align-items: center;
  padding: 30px 0;
  border-bottom: 1px solid var(--rule);
}

.pension-frameworks {
  max-width: 980px;
  margin: 46px 0 36px 120px;
  display: grid;
  gap: 34px;
}

.education-paths {
  max-width: 980px;
  margin: 46px 0 36px 120px;
  display: grid;
  gap: 34px;
}

.education-path {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
  gap: 34px;
  align-items: center;
  padding: 30px 0;
  border-bottom: 1px solid var(--rule);
}

.study-visual .axis,
.study-visual .gridline,
.study-visual .flow {
  fill: none;
  stroke: var(--ink-soft);
  stroke-width: 2.2;
  stroke-linecap: round;
}

.study-visual .gridline {
  stroke: var(--rule);
  stroke-width: 1;
}

.study-visual .line {
  fill: none;
  stroke: var(--accent);
  stroke-width: 4;
  stroke-linecap: round;
}

.study-visual .muted-line,
.study-visual .flow.soft {
  stroke: var(--blue);
  stroke-width: 3;
  stroke-dasharray: 6 8;
}

.study-visual text {
  fill: var(--muted);
  font: 700 14px "Afacad", sans-serif;
  text-anchor: middle;
}

.salary-visual .matrix rect {
  fill: rgba(44, 109, 145, 0.16);
  stroke: rgba(44, 109, 145, 0.3);
}

.salary-visual .matrix rect:nth-child(1),
.salary-visual .matrix rect:nth-child(7),
.salary-visual .matrix rect:nth-child(13) {
  fill: rgba(182, 70, 59, 0.22);
}

.benefit-visual .milestones circle {
  fill: #fff;
  stroke: var(--accent);
  stroke-width: 3;
}

.biometric-visual circle {
  fill: #fff;
  stroke: var(--blue);
  stroke-width: 3;
}

.education-enterprise rect {
  fill: rgba(44, 109, 145, 0.24);
  stroke: rgba(44, 109, 145, 0.38);
}

.education-olympiad circle,
.education-code circle {
  fill: #fff;
  stroke: var(--blue);
  stroke-width: 3;
}

.education-olympiad circle:nth-of-type(2),
.education-code circle:nth-of-type(4) {
  stroke: var(--accent);
}

.education-note {
  margin-top: 46px;
}

.niif-visual rect,
.pension-sensitivity rect {
  fill: rgba(44, 109, 145, 0.24);
  stroke: rgba(44, 109, 145, 0.38);
}

.colgaap-visual .band-b {
  fill: rgba(44, 109, 145, 0.16);
}

.pension-components circle {
  fill: #fff;
  stroke: var(--blue);
  stroke-width: 2.4;
}

.pension-components circle:first-child {
  fill: rgba(182, 70, 59, 0.08);
  stroke: var(--accent);
}

.sensitivity-visual rect {
  fill: rgba(44, 109, 145, 0.24);
  stroke: rgba(44, 109, 145, 0.38);
}

.included-note {
  max-width: 820px;
  margin: 48px 0 32px 120px;
  padding: 26px 0 0 24px;
  border-top: 1px solid var(--ink);
  border-left: 2px solid var(--accent);
}

.about-page {
  padding-bottom: 52px;
}

.about-hero {
  max-width: 980px;
}

.about-principle {
  max-width: 980px;
  margin: 42px 0 0 120px;
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 42px;
  padding: 34px 0 38px;
  border-bottom: 1px solid var(--rule);
}

.about-principle h2,
.about-scope h2,
.about-team h2,
.about-network h2 {
  margin: 12px 0 0;
}

.about-principle p:not(.eyebrow),
.about-scope p,
.expert-card p,
.network-card p,
.about-network .team-intro p:not(.eyebrow) {
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: 1.02rem;
  line-height: 1.56;
}

.about-principle p:not(.eyebrow) {
  margin: 30px 0 0;
  max-width: 650px;
}

.about-scope,
.about-team,
.about-network {
  max-width: 980px;
  margin: 0 0 0 120px;
  padding: 46px 0;
  border-bottom: 1px solid var(--rule);
}

.scope-grid {
  margin-top: 26px;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  border: 1px solid var(--rule);
  background: rgba(255, 255, 255, 0.5);
}

.scope-grid article {
  min-height: 250px;
  padding: 22px;
  border-right: 1px solid var(--rule);
}

.scope-grid article:last-child {
  border-right: 0;
}

.scope-grid h3 {
  margin-bottom: 13px;
  font-size: 1.18rem;
}

.scope-grid p {
  margin: 0;
  font-size: 0.95rem;
}

.expert-grid {
  display: grid;
  gap: 24px;
  margin-top: 28px;
}

.expert-card {
  display: grid;
  grid-template-columns: 190px minmax(0, 1fr);
  gap: 26px;
  padding: 24px;
  border: 1px solid var(--rule);
  background: rgba(255, 255, 255, 0.58);
}

.expert-card img {
  width: 190px;
  height: 232px;
  object-fit: cover;
  filter: grayscale(100%);
}

.expert-card h3,
.network-card h3 {
  margin: 10px 0 14px;
}

.expert-card p,
.network-card p {
  margin: 0 0 12px;
}

.expert-card a,
.network-card a {
  display: inline-block;
  margin-top: 6px;
  color: var(--accent-dark);
  font-weight: 700;
  border-bottom: 1px solid currentColor;
}

.about-network .team-intro {
  max-width: 760px;
}

.about-network .team-intro p:not(.eyebrow) {
  margin: 16px 0 0;
}

.network-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
  margin-top: 28px;
}

.network-card {
  padding: 22px;
  border: 1px solid var(--rule);
  background: rgba(255, 255, 255, 0.58);
}

.network-avatar img {
  width: 96px;
  height: 96px;
  margin-bottom: 18px;
  object-fit: cover;
  border-radius: 50%;
  filter: grayscale(100%);
}

.work-showcase {
  max-width: 980px;
  margin: 42px 0 36px 120px;
  display: grid;
  gap: 40px;
}

.work-case {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
  gap: 36px;
  align-items: center;
  padding: 32px 0;
  border-top: 1px solid var(--rule);
}

.work-case:last-child {
  border-bottom: 1px solid var(--rule);
}

.work-copy h2 {
  margin: 12px 0 16px;
  font-size: clamp(1.65rem, 2.6vw, 2.45rem);
}

.work-copy p:not(.eyebrow) {
  margin: 0;
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: 1.02rem;
  line-height: 1.55;
}

.work-copy ul {
  margin: 18px 0 0;
  padding-left: 20px;
  color: var(--ink-soft);
}

.work-copy li { margin: 7px 0; }

.work-copy .work-note {
  margin-top: 16px;
  padding-left: 14px;
  border-left: 3px solid var(--gold);
  color: var(--ink);
  font-size: 0.98rem;
}

.work-copy .inline-action {
  margin-top: 16px;
}

.work-visual {
  width: 100%;
  min-height: 230px;
  border: 1px solid var(--rule);
  background:
    linear-gradient(var(--paper-soft) 1px, transparent 1px) 0 0 / 100% 44px,
    linear-gradient(90deg, var(--paper-soft) 1px, transparent 1px) 0 0 / 52px 100%,
    #fff;
}

.work-visual .axis,
.work-visual .branch,
.work-visual .pay,
.work-visual .flow {
  fill: none;
  stroke: var(--ink-soft);
  stroke-width: 2.3;
  stroke-linecap: round;
}

.work-visual .line {
  fill: none;
  stroke: var(--accent);
  stroke-width: 4;
  stroke-linecap: round;
}

.work-visual .band-a { fill: rgba(182, 70, 59, 0.16); }
.work-visual .band-b { fill: rgba(44, 109, 145, 0.17); }

.work-visual text {
  fill: var(--muted);
  font: 700 14px "Afacad", sans-serif;
  letter-spacing: 0;
  text-anchor: middle;
}

.flow-node rect {
  fill: #fff;
  stroke: var(--accent);
  stroke-width: 2;
}

.flow-node text {
  fill: var(--ink);
  dominant-baseline: middle;
}

.cohort-flow .flow {
  stroke: var(--accent);
  marker-end: none;
}

.cohort-flow .flow.soft {
  stroke: var(--blue);
  stroke-dasharray: 5 8;
}

.bars rect {
  fill: rgba(44, 109, 145, 0.3);
  stroke: rgba(44, 109, 145, 0.35);
}

.pension-ladder rect,
.funeral-reserve rect {
  fill: rgba(44, 109, 145, 0.25);
  stroke: rgba(44, 109, 145, 0.4);
}

.solidarity-pool circle {
  fill: #fff;
  stroke: var(--blue);
  stroke-width: 2.4;
}

.solidarity-pool circle:first-child {
  fill: rgba(182, 70, 59, 0.08);
  stroke: var(--accent);
}

.renting-curve .flow.soft {
  stroke: var(--blue);
  stroke-width: 3.5;
  stroke-dasharray: 6 8;
}

.pension-cleanup circle {
  fill: #fff;
  stroke: var(--accent);
  stroke-width: 3;
}

.pension-cleanup .flow.soft {
  stroke: var(--blue);
  stroke-width: 3;
  stroke-dasharray: 6 8;
}

.data-ai circle {
  fill: #fff;
  stroke: var(--blue);
  stroke-width: 3;
}

.data-ai circle:nth-of-type(4),
.data-ai circle:nth-of-type(6) {
  stroke: var(--accent);
}

.scenario-tree circle {
  fill: #fff;
  stroke: var(--accent);
  stroke-width: 2.5;
}

.scenario-tree .root {
  fill: rgba(182, 70, 59, 0.12);
}

.scenario-tree .pay {
  stroke: var(--blue);
  stroke-width: 5;
}

.pension-detail { width: min(var(--max), calc(100% - 36px)); }

.calculator-panel {
  max-width: 940px;
  margin: 36px 0 34px 120px;
  padding: 28px 0;
  display: grid;
  grid-template-columns: 1fr 270px 250px;
  gap: 28px;
  align-items: start;
  border-top: 1px solid var(--ink);
  border-bottom: 1px solid var(--rule);
}

.calculator-copy p:not(.eyebrow) {
  color: var(--ink-soft);
}

.fine-print,
.source-note {
  color: var(--muted);
  font-size: 0.94rem;
}

.source-note {
  max-width: var(--read);
  margin: 20px 0 0 170px;
}

.fine-print a,
.source-note a {
  border-bottom: 1px solid currentColor;
}

.pension-calculator {
  display: grid;
  gap: 12px;
}

.pension-calculator label {
  display: grid;
  gap: 5px;
  color: var(--ink);
  font-size: 0.92rem;
  font-weight: 700;
}

.pension-calculator input {
  width: 100%;
  min-height: 42px;
  padding: 8px 10px;
  border: 1px solid var(--rule-strong);
  color: var(--ink);
  background: #fff;
  font: inherit;
}

.calculator-results {
  display: grid;
  gap: 0;
  border-top: 1px solid var(--rule);
}

.calculator-results div {
  padding: 12px 0;
  border-bottom: 1px solid var(--rule);
}

.calculator-results span {
  display: block;
  color: var(--muted);
  font-size: 0.83rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.calculator-results strong {
  display: block;
  margin-top: 2px;
  font-family: "Literata", Georgia, serif;
  font-size: 1.45rem;
  font-weight: 600;
  line-height: 1.16;
}

.calculator-results .result-main strong { color: var(--accent-dark); }

.reveal {
  opacity: 0;
  transform: translateY(12px);
  transition: opacity 520ms ease, transform 520ms ease;
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

@media (max-width: 1080px) {
  .hero,
  .team-section,
  .extras-section,
  .core-grid,
  .core-method,
  .method-card,
  .calculator-panel,
  .education-path,
  .pension-study {
    grid-template-columns: 1fr;
  }

  .proof-board {
    position: static;
    max-width: 700px;
  }

  .value-section {
    grid-template-columns: 1fr;
  }

  .extras-heading {
    margin-left: 0;
  }

  .lead-card {
    grid-template-columns: 1fr;
  }

  .detail-hero,
  .detail-grid,
  .detail-shell > .button,
  .source-note,
  .benefit-methods,
  .pension-frameworks,
  .education-paths,
  .included-note,
  .work-showcase,
  .calculator-panel,
  .cta-box {
    margin-left: 0;
  }

  .client-note { margin-left: 0; }
}

@media (max-width: 820px) {
  .nav-shell {
    min-height: 70px;
    grid-template-columns: auto auto;
  }

  .brand-logo { width: 168px; }
  .brand small { display: none; }
  .nav-toggle { display: block; }

  .nav-menu {
    position: absolute;
    top: 70px;
    left: 18px;
    right: 18px;
    display: grid;
    justify-content: stretch;
    gap: 0;
    padding: 10px 14px;
    background: var(--paper);
    border: 1px solid var(--rule-strong);
    opacity: 0;
    pointer-events: none;
    transform: translateY(-8px);
    transition: opacity 180ms ease, transform 180ms ease;
  }

  .nav-menu.is-open {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
  }

  .nav-menu a {
    padding: 11px 0;
    border-bottom: 1px solid var(--rule);
  }

  .nav-menu .nav-cta {
    margin-top: 8px;
    text-align: center;
  }

  .hero {
    min-height: auto;
    padding-top: 48px;
  }

  .strip-heading,
  .extras-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 560px) {
  body { font-size: 16px; }

  .hero,
  .client-strip,
  .value-section,
  .core-section,
  .method-card,
  .team-section,
  .extras-section,
  .final-cta,
  .site-footer,
  .nav-shell,
  .detail-shell,
  .pension-detail {
    width: min(100% - 24px, var(--max));
  }

  h1 { font-size: 2.4rem; }

  .hero-actions,
  .cta-actions {
    display: grid;
  }

  .button { width: 100%; }

  .hero-client-grid { grid-template-columns: repeat(2, 1fr); }

  .leader-card {
    grid-template-columns: 84px 1fr;
    gap: 16px;
  }

  .leader-card img {
    width: 84px;
    height: 112px;
  }

  .calculator-panel {
    gap: 20px;
  }

  .benefit-study {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .study-visual {
    min-height: 210px;
  }

  .work-case {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .work-visual {
    min-height: 210px;
  }

  .site-footer { display: block; }
  .site-footer a { display: inline-block; margin-top: 10px; }
}

.seminar-page {
  background:
    linear-gradient(90deg, rgba(27, 31, 35, 0.035) 1px, transparent 1px),
    linear-gradient(180deg, rgba(27, 31, 35, 0.025) 1px, transparent 1px),
    var(--paper);
  background-size: 72px 72px;
}

.seminar-shell {
  padding-bottom: 52px;
}

.seminar-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 340px;
  gap: 42px;
  align-items: start;
  padding: 34px 0 42px;
  border-bottom: 1px solid var(--rule);
}

.seminar-hero h1 {
  margin: 14px 0 18px;
  max-width: 900px;
  font-size: clamp(2.25rem, 4.35vw, 4.35rem);
}

.seminar-hero p:not(.eyebrow),
.seminar-outline p:not(.eyebrow),
.seminar-notes p {
  margin: 0;
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: 1.08rem;
  line-height: 1.62;
}

.seminar-control-panel,
.stage-card,
.sensitivity-slider,
.seminar-split div {
  border: 1px solid var(--rule);
  background: rgba(255, 255, 255, 0.68);
}

.seminar-control-panel,
.stage-card {
  border-top: 3px solid var(--ink);
}

.seminar-control-panel {
  padding: 22px;
}

.seminar-timer {
  display: grid;
  gap: 2px;
  margin: 22px 0;
}

.seminar-timer span {
  color: var(--ink);
  font-family: "Literata", Georgia, serif;
  font-size: 3.4rem;
  line-height: 1;
}

.seminar-timer small,
.seminar-tab span {
  color: var(--muted);
  font-size: 0.82rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.seminar-controls {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.seminar-mode {
  display: flex;
  align-items: center;
  gap: 9px;
  margin-top: 18px;
  color: var(--ink-soft);
  font-weight: 600;
}

.seminar-picker {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin: 28px 0 0;
  border: 1px solid var(--rule);
}

.seminar-tab {
  display: grid;
  gap: 8px;
  min-height: 116px;
  padding: 22px;
  text-align: left;
  border: 0;
  border-right: 1px solid var(--rule);
  background: rgba(255, 255, 255, 0.48);
  cursor: pointer;
}

.seminar-tab:last-child {
  border-right: 0;
}

.seminar-tab strong {
  color: var(--ink);
  font-family: "Literata", Georgia, serif;
  font-size: clamp(1.35rem, 2vw, 1.85rem);
  line-height: 1.15;
}

.seminar-tab.is-active {
  background: rgba(182, 70, 59, 0.08);
  box-shadow: inset 0 3px 0 var(--accent);
}

.seminar-board {
  display: none;
  padding: 42px 0 0;
}

.seminar-board.is-active {
  display: block;
}

.seminar-outline {
  max-width: 920px;
  margin-bottom: 28px;
}

.seminar-outline h2,
.seminar-notes h2 {
  margin: 14px 0;
}

.seminar-layout {
  display: grid;
  grid-template-columns: 260px minmax(0, 1fr);
  gap: 28px;
  align-items: start;
}

.seminar-agenda {
  position: sticky;
  top: 92px;
  display: grid;
  border-top: 1px solid var(--rule);
}

.agenda-step {
  display: flex;
  align-items: center;
  gap: 12px;
  width: 100%;
  padding: 16px 6px;
  color: var(--ink-soft);
  text-align: left;
  background: transparent;
  border: 0;
  border-bottom: 1px solid var(--rule);
  cursor: pointer;
  font: inherit;
  font-weight: 700;
}

.agenda-step span {
  color: var(--accent);
  font-family: "Literata", Georgia, serif;
}

.agenda-step.is-active {
  color: var(--ink);
  padding-left: 14px;
  border-left: 3px solid var(--accent);
  background: rgba(182, 70, 59, 0.06);
}

.seminar-stage {
  min-height: 500px;
}

.stage-card {
  display: none;
  padding: 30px;
}

.stage-card.is-active {
  display: block;
}

.stage-card h3 {
  margin: 14px 0 16px;
  font-size: clamp(1.7rem, 2.75vw, 2.6rem);
}

.stage-card ul {
  margin: 20px 0 0;
  padding-left: 20px;
  color: var(--ink-soft);
  line-height: 1.72;
}

.speaker-note {
  margin: 0;
  padding: 16px 18px;
  color: var(--ink);
  border-left: 3px solid var(--gold);
  background: rgba(190, 146, 56, 0.09);
  font-family: "Literata", Georgia, serif;
  line-height: 1.55;
}

.seminar-diagram {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  margin: 22px 0;
}

.seminar-diagram span {
  display: grid;
  place-items: center;
  min-height: 84px;
  color: var(--ink);
  border: 1px solid var(--rule);
  background: rgba(47, 111, 143, 0.08);
  font-weight: 700;
}

.worksheet-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin-top: 20px;
}

.worksheet-grid label,
.sensitivity-slider {
  display: grid;
  gap: 8px;
  color: var(--ink-soft);
  font-weight: 700;
}

.worksheet-grid input,
.seminar-notes textarea {
  width: 100%;
  padding: 13px 14px;
  color: var(--ink);
  border: 1px solid var(--rule);
  background: rgba(255, 255, 255, 0.72);
  font: inherit;
}

.seminar-split,
.seminar-notes {
  display: grid;
  gap: 18px;
}

.seminar-split {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin-top: 20px;
}

.seminar-split div,
.sensitivity-slider {
  padding: 20px;
}

.seminar-split strong {
  color: var(--accent-dark);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.sensitivity-slider {
  max-width: 560px;
  margin-top: 22px;
}

.sensitivity-slider input {
  accent-color: var(--accent);
}

.sensitivity-slider output {
  color: var(--ink);
  font-family: "Literata", Georgia, serif;
  font-size: 2rem;
}

.checklist {
  list-style: none;
  padding-left: 0 !important;
}

.checklist label {
  display: flex;
  gap: 12px;
  align-items: flex-start;
}

.checklist input {
  margin-top: 6px;
  accent-color: var(--accent);
}

.seminar-notes {
  grid-template-columns: 360px minmax(0, 1fr);
  margin-top: 48px;
  padding-top: 34px;
  border-top: 1px solid var(--rule);
}

.seminar-notes textarea {
  min-height: 190px;
  resize: vertical;
  line-height: 1.55;
}

.seminar-page.is-focus-mode .site-header,
.seminar-page.is-focus-mode .back-link,
.seminar-page.is-focus-mode .site-footer {
  display: none;
}

.seminar-page.is-focus-mode .detail-shell {
  padding-top: 22px;
}

.seminar-library {
  padding-bottom: 64px;
}

.seminar-library-hero {
  max-width: 940px;
  padding: 34px 0 44px;
  border-bottom: 1px solid var(--rule);
}

.seminar-library-hero h1 {
  margin: 14px 0 18px;
  font-size: clamp(2.25rem, 4.2vw, 4.15rem);
}

.seminar-library-hero p:not(.eyebrow),
.conference-copy p,
.conference-copy li {
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: 1.04rem;
  line-height: 1.58;
}

.conference-list {
  display: grid;
  gap: 24px;
  margin-top: 34px;
}

.conference-card {
  display: grid;
  grid-template-columns: 180px minmax(0, 1fr);
  gap: 34px;
  padding: 30px 0;
  border-bottom: 1px solid var(--rule);
}

.conference-card:first-child {
  border-top: 3px solid var(--ink);
}

.conference-number {
  color: var(--accent-dark);
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.conference-copy h2 {
  margin: 12px 0 16px;
  max-width: 920px;
  font-size: clamp(1.7rem, 2.9vw, 2.85rem);
}

.conference-copy p {
  max-width: 860px;
  margin: 0;
}

.conference-copy ul {
  max-width: 880px;
  margin: 20px 0 0;
  padding-left: 20px;
}

.conference-actions {
  display: flex;
  align-items: center;
  gap: 18px;
  flex-wrap: wrap;
  margin-top: 24px;
}

.conference-actions span {
  color: var(--muted);
  font-size: 0.94rem;
}

.muted-conference {
  opacity: 0.72;
}

.pension-talk-page {
  background:
    linear-gradient(90deg, rgba(30, 34, 38, 0.055) 1px, transparent 1px),
    linear-gradient(180deg, rgba(30, 34, 38, 0.055) 1px, transparent 1px),
    var(--paper);
  background-size: 52px 52px;
}

.talk-shell {
  padding-bottom: 64px;
}

.talk-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
  gap: 34px;
  align-items: start;
  padding: 34px 0 34px;
  border-bottom: 1px solid var(--rule);
}

.talk-hero h1 {
  margin: 14px 0 18px;
  max-width: 980px;
  font-size: clamp(2.35rem, 4.5vw, 4.55rem);
}

.talk-hero p:not(.eyebrow),
.talk-panel-copy p,
.talk-references,
.talk-detail-card p {
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: 1.05rem;
  line-height: 1.6;
}

.talk-cue {
  padding: 24px;
  border: 1px solid var(--rule);
  border-top: 3px solid var(--ink);
  background: rgba(255, 255, 255, 0.7);
}

.talk-cue h2 {
  margin-top: 14px;
  font-size: clamp(1.35rem, 2.1vw, 2rem);
}

.talk-toolbar {
  position: sticky;
  top: 70px;
  z-index: 8;
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 0;
  margin: 24px 0;
  border: 1px solid var(--rule);
  background: rgba(249, 247, 242, 0.94);
  backdrop-filter: blur(8px);
}

.talk-step-button {
  min-height: 58px;
  padding: 12px 10px;
  color: var(--ink-soft);
  background: transparent;
  border: 0;
  border-right: 1px solid var(--rule);
  cursor: pointer;
  font: inherit;
  font-weight: 700;
}

.talk-step-button:last-child {
  border-right: 0;
}

.talk-step-button.is-active {
  color: #fff;
  background: var(--accent);
}

.talk-stage {
  border-top: 3px solid var(--ink);
}

.talk-panel {
  display: none;
  grid-template-columns: minmax(310px, 0.9fr) minmax(0, 1.25fr);
  gap: 32px;
  align-items: start;
  padding: 34px 0;
}

.talk-panel.is-active {
  display: grid;
}

.talk-panel-copy h2 {
  margin: 14px 0 16px;
  font-size: clamp(1.75rem, 2.8vw, 2.8rem);
}

.talk-panel-copy ul,
.talk-references ul {
  margin: 18px 0 0;
  padding-left: 20px;
  color: var(--ink-soft);
  line-height: 1.72;
}

.talk-whiteboard {
  position: relative;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  min-height: 360px;
  padding: 24px;
  border: 1px solid var(--rule);
  background: rgba(255, 255, 255, 0.62);
}

.talk-whiteboard::before,
.talk-whiteboard::after {
  content: "";
  position: absolute;
  inset: 50% 18px auto;
  height: 2px;
  background: rgba(182, 70, 59, 0.32);
}

.talk-whiteboard::after {
  inset: 18px auto 18px 50%;
  width: 2px;
  height: auto;
}

.decision-node,
.branch-card,
.option-stack button {
  position: relative;
  z-index: 1;
  padding: 18px;
  color: var(--ink);
  text-align: left;
  border: 1px solid var(--rule-strong);
  background: rgba(255, 255, 255, 0.92);
  cursor: pointer;
  font: inherit;
  font-weight: 700;
}

.decision-node:hover,
.branch-card:hover,
.option-stack button:hover {
  border-color: var(--accent);
  box-shadow: 0 10px 24px rgba(27, 31, 35, 0.08);
}

.main-node {
  color: #fff;
  background: var(--ink);
}

.branch-board {
  display: grid;
  gap: 18px;
}

.branch-card {
  display: grid;
  gap: 8px;
  min-height: 142px;
  border-left: 4px solid var(--accent);
}

.branch-card span {
  color: var(--accent-dark);
  font-size: 0.82rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.branch-card strong {
  font-family: "Literata", Georgia, serif;
  font-size: clamp(1.35rem, 2.2vw, 2rem);
  line-height: 1.16;
}

.branch-card small {
  color: var(--muted);
  font-size: 0.96rem;
}

.private-board .branch-card {
  border-left-color: var(--blue);
}

.option-stack {
  display: grid;
  gap: 12px;
}

.option-stack button {
  border-left: 4px solid var(--gold);
}

.closing-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.closing-grid div {
  min-height: 150px;
  padding: 20px;
  border: 1px solid var(--rule);
  background: rgba(255, 255, 255, 0.68);
}

.closing-grid strong {
  display: block;
  color: var(--accent);
  font-family: "Literata", Georgia, serif;
  font-size: 2.5rem;
  line-height: 1;
}

.closing-grid span {
  display: block;
  margin-top: 18px;
  color: var(--ink);
  font-family: "Literata", Georgia, serif;
  font-size: 1.25rem;
  line-height: 1.35;
}

.talk-detail-card {
  min-height: 210px;
  margin: 8px 0 34px;
  padding: 26px;
  border: 1px solid var(--rule);
  border-left: 4px solid var(--accent);
  background: rgba(255, 255, 255, 0.78);
}

.talk-detail-card h2 {
  margin: 12px 0 12px;
  font-size: clamp(1.45rem, 2.2vw, 2.2rem);
}

.talk-detail-card.is-emphasized {
  animation: panelPulse 280ms ease;
}

@keyframes panelPulse {
  0% { transform: translateY(0); }
  45% { transform: translateY(-3px); }
  100% { transform: translateY(0); }
}

.talk-references {
  padding-top: 28px;
  border-top: 1px solid var(--rule);
}

.talk-references p {
  margin: 18px 0 0;
  color: var(--muted);
  font-size: 0.98rem;
}

@media (max-width: 900px) {
  .seminar-hero,
  .seminar-layout,
  .seminar-notes,
  .conference-card,
  .talk-hero,
  .talk-panel {
    grid-template-columns: 1fr;
  }

  .seminar-agenda {
    position: static;
  }

  .talk-toolbar {
    position: static;
    grid-template-columns: 1fr;
  }

  .talk-step-button {
    border-right: 0;
    border-bottom: 1px solid var(--rule);
  }
}

@media (max-width: 560px) {
  .seminar-picker,
  .seminar-split,
  .worksheet-grid,
  .seminar-diagram {
    grid-template-columns: 1fr;
  }

  .seminar-hero h1 {
    font-size: 2.25rem;
  }

  .stage-card {
    padding: 22px;
  }

  .talk-whiteboard,
  .closing-grid {
    grid-template-columns: 1fr;
  }

  .talk-hero h1 {
    font-size: 2.35rem;
  }
}

.pension-board-page {
  --board-line: rgba(30, 34, 38, 0.07);
}

.pension-talk-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 330px;
  gap: 34px;
  align-items: start;
  padding: 34px 0 28px;
  border-bottom: 1px solid var(--rule);
}

.pension-talk-hero h1 {
  margin: 14px 0 16px;
  max-width: 920px;
  font-size: clamp(2.35rem, 4.3vw, 4.45rem);
}

.pension-talk-hero p:not(.eyebrow),
.pension-age-card p,
.regime-card p,
.route-calculator small {
  color: var(--ink-soft);
  font-family: "Literata", Georgia, serif;
  font-size: 1.04rem;
  line-height: 1.58;
}

.pension-talk-clock {
  padding: 22px;
  border: 1px solid var(--rule);
  border-top: 3px solid var(--ink);
  background: rgba(255, 255, 255, 0.72);
}

.pension-presenter-bar {
  position: sticky;
  top: 70px;
  z-index: 9;
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  margin: 20px 0;
  padding: 14px;
  border: 1px solid var(--rule);
  background: rgba(249, 247, 242, 0.94);
  backdrop-filter: blur(8px);
}

.pension-main-board {
  padding: 24px;
  border: 1px solid var(--rule);
  background:
    linear-gradient(90deg, var(--board-line) 1px, transparent 1px),
    linear-gradient(180deg, var(--board-line) 1px, transparent 1px),
    rgba(255, 255, 255, 0.58);
  background-size: 46px 46px;
}

.pension-reveal {
  display: none;
  opacity: 0;
  transform: translateY(14px);
  pointer-events: none;
  transition: opacity 220ms ease, transform 220ms ease;
}

.pension-reveal.is-open {
  display: block;
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
}

.pension-age-card,
.regime-card,
.closing-board {
  max-width: 980px;
  margin: 0 auto 24px;
  padding: 24px;
  border: 1px solid var(--rule);
  border-top: 3px solid var(--ink);
  background: rgba(255, 255, 255, 0.86);
}

.pension-age-card h2,
.regime-card h2,
.closing-board h2 {
  margin: 12px 0 14px;
  font-size: clamp(1.6rem, 2.55vw, 2.55rem);
}

.age-formula {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin: 18px 0;
}

.age-formula span {
  padding: 12px 16px;
  color: #fff;
  background: var(--ink);
  font-family: "Literata", Georgia, serif;
  font-size: clamp(1.3rem, 2vw, 1.9rem);
}

.pension-routes-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 28px;
  align-items: start;
}

.pension-route {
  display: grid;
  gap: 18px;
  align-content: start;
}

.route-heading,
.route-branch,
.route-calculator {
  padding: 22px;
  border: 1px solid var(--rule);
  background: rgba(255, 255, 255, 0.82);
}

.route-heading {
  border-top: 3px solid var(--ink);
}

.afp-route .route-heading,
.afp-route .route-branch {
  border-left: 4px solid var(--blue);
}

.colpensiones-route .route-heading,
.colpensiones-route .route-branch,
.colpensiones-route .route-calculator {
  border-left: 4px solid var(--accent);
}

.route-heading h2,
.route-branch h3,
.route-calculator h3 {
  margin: 12px 0 14px;
}

.branch-options {
  display: grid;
  gap: 10px;
}

.branch-options.two-options {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.branch-options button {
  min-height: 64px;
  padding: 14px;
  color: var(--ink);
  text-align: left;
  border: 1px solid var(--rule-strong);
  background: rgba(255, 255, 255, 0.92);
  cursor: pointer;
  font: inherit;
  font-weight: 700;
}

.branch-options button:hover {
  border-color: var(--accent);
  box-shadow: 0 10px 24px rgba(27, 31, 35, 0.08);
}

.mini-pension-calculator {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin: 14px 0;
}

.mini-pension-calculator label {
  display: grid;
  gap: 7px;
  color: var(--ink-soft);
  font-weight: 700;
}

.mini-pension-calculator input {
  width: 100%;
  padding: 11px 12px;
  border: 1px solid var(--rule);
  background: #fff;
  font: inherit;
}

.mini-result {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 8px 14px;
  margin: 12px 0;
  padding: 14px;
  border: 1px solid var(--rule);
  background: rgba(182, 70, 59, 0.06);
}

.mini-result span {
  color: var(--muted);
}

.mini-result strong {
  color: var(--ink);
  font-family: "Literata", Georgia, serif;
  font-size: 1.2rem;
}

.pension-detail-box {
  position: sticky;
  bottom: 18px;
  z-index: 7;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(8px);
}

.pension-detail-box h2 {
  max-width: 980px;
}

.pension-detail-box.is-emphasized {
  animation: panelPulse 280ms ease;
}

@media (max-width: 980px) {
  .pension-talk-hero,
  .pension-routes-grid {
    grid-template-columns: 1fr;
  }

  .pension-presenter-bar {
    position: static;
  }
}

@media (max-width: 620px) {
  .pension-main-board {
    padding: 14px;
  }

  .branch-options.two-options,
  .mini-pension-calculator,
  .mini-result {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 1080px) {
  .about-principle,
  .about-scope,
  .about-team,
  .about-network {
    margin-left: 0;
  }

  .about-principle,
  .expert-card {
    grid-template-columns: 1fr;
  }

  .scope-grid,
  .network-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .scope-grid article:nth-child(2) {
    border-right: 0;
  }

  .scope-grid article:nth-child(-n+2) {
    border-bottom: 1px solid var(--rule);
  }
}

@media (max-width: 680px) {
  .scope-grid,
  .network-grid {
    grid-template-columns: 1fr;
  }

  .scope-grid article {
    min-height: auto;
    border-right: 0;
    border-bottom: 1px solid var(--rule);
  }

  .scope-grid article:last-child {
    border-bottom: 0;
  }

  .expert-card {
    padding: 18px;
  }

  .expert-card img {
    width: 136px;
    height: 166px;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition: none !important;
    animation: none !important;
  }

  .reveal {
    opacity: 1;
    transform: none;
  }
}